<?xml version="1.0" encoding="UTF-8"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09">
    <CstmrCdtTrfInitn>
        <GrpHdr>
            <!-- Message Identification: Unique batch reference. Must be unique; duplicates may be rejected. -->
            <MsgId>SAMPLE-MSG-0001</MsgId>

            <!-- Creation Date/Time: Format YYYY-MM-DDThh:mm:ss. -->
            <CreDtTm>2026-09-09T10:00:00</CreDtTm>

            <!-- Number of Transactions: Total number of transactions in the file. -->
            <NbOfTxs>1</NbOfTxs>

            <!-- Control Sum: Total of all individual transaction amounts in the message. -->
            <CtrlSum>1250.00</CtrlSum>

            <InitgPty>
                <!-- Initiating Party: Name of the party initiating the payment. -->
                <Nm>Sample Trading Pty Ltd</Nm>
            </InitgPty>
        </GrpHdr>

        <PmtInf>
            <!-- Payment Information Identification: Unique identifier for the payment information block. -->
            <PmtInfId>SAMPLE-BATCH-0001</PmtInfId>

            <!-- Payment Method: Payment method code. -->
            <PmtMtd>TRF</PmtMtd>

            <!-- Batch Booking: Batch booking indicator. -->
            <BtchBookg>false</BtchBookg>

            <!-- Number of Transactions: Number of transactions contained in the batch. -->
            <NbOfTxs>1</NbOfTxs>

            <!-- Control Sum: Total value of the transactions in the batch. -->
            <CtrlSum>1250.00</CtrlSum>

            <PmtTpInf>
                <!-- Instruction Priority: Priority code for the payment instruction. -->
                <InstrPrty>NORM</InstrPrty>
                <SvcLvl>
                    <!-- Service Level Code: Payment type. -->
                    <Cd>NURG</Cd>
                </SvcLvl>
            </PmtTpInf>

            <ReqdExctnDt>
                <!-- Requested Execution Date: Payment date. Format CCYY-MM-DD. -->
                <Dt>2026-09-09</Dt>
            </ReqdExctnDt>

            <Dbtr>
                <!-- Debtor Name: Name of the payer. -->
                <Nm>Sample Trading Pty Ltd</Nm>
                <PstlAdr>
                    <!-- Street Name -->
                    <StrtNm>100 Sample Avenue</StrtNm>
                    <!-- Postal Code -->
                    <PstCd>2196</PstCd>
                    <!-- Town Name -->
                    <TwnNm>Sandton</TwnNm>
                    <!-- Country Subdivision: Province. -->
                    <CtrySubDvsn>Gauteng</CtrySubDvsn>
                    <!-- Country: ISO 3166 country code. -->
                    <Ctry>ZA</Ctry>
                </PstlAdr>
            </Dbtr>

            <DbtrAcct>
                <Id>
                    <Othr>
                        <!-- Debtor Account Identification: Account to be debited. Must be an Investec account. -->
                        <Id>1000000000001</Id>
                    </Othr>
                </Id>
                <!-- Currency: ISO 4217 currency code. -->
                <Ccy>ZAR</Ccy>
            </DbtrAcct>

            <CdtTrfTxInf>
                <PmtId>
                    <!-- Instruction Identification: Reference to be reflected on the debit account. -->
                    <InstrId>SAMPLE-INSTR-0001</InstrId>

                    <!-- End-to-End Identification: Unique transaction ID. -->
                    <EndToEndId>SAMPLE-E2E-0001</EndToEndId>
                </PmtId>

                <Amt>
                    <!-- Instructed Amount: Amount to be paid, including ISO 4217 currency code. -->
                    <InstdAmt Ccy="ZAR">1250.00</InstdAmt>
                </Amt>

                <CdtrAgt>
                    <FinInstnId>
                        <ClrSysMmbId>
                            <!-- Clearing System Member Identification: Beneficiary branch code. -->
                            <MmbId>580105</MmbId>
                        </ClrSysMmbId>
                        <!-- Creditor Agent Name: Beneficiary bank. -->
                        <Nm>Sample Bank</Nm>
                    </FinInstnId>
                </CdtrAgt>

                <Cdtr>
                    <!-- Creditor Name: Beneficiary name. -->
                    <Nm>Sample Supplier One</Nm>
                    <PstlAdr>
                        <!-- Street Name -->
                        <StrtNm>25 Sample Road</StrtNm>
                        <!-- Postal Code -->
                        <PstCd>8001</PstCd>
                        <!-- Town Name -->
                        <TwnNm>Cape Town</TwnNm>
                        <!-- Country Subdivision: Province. -->
                        <CtrySubDvsn>Western Cape</CtrySubDvsn>
                        <!-- Country: ISO 3166 country code. -->
                        <Ctry>ZA</Ctry>
                    </PstlAdr>
                </Cdtr>

                <CdtrAcct>
                    <Id>
                        <Othr>
                            <!-- Creditor Account Identification: Beneficiary account number. -->
                            <Id>1234501</Id>
                        </Othr>
                    </Id>
                </CdtrAcct>

                <RmtInf>
                    <!-- Remittance Information: Additional information to facilitate reconciliation. -->
                    <Strd>
                        <CdtrRefInf>
                            <Tp>
                                <CdOrPrtry>
                                    <!-- Proprietary Reference Type -->
                                    <Prtry>RFF</Prtry>
                                </CdOrPrtry>
                            </Tp>
                            <!-- Creditor Reference: Beneficiary reference. -->
                            <Ref>INV-SAMPLE-0001</Ref>
                        </CdtrRefInf>
                    </Strd>
                </RmtInf>
            </CdtTrfTxInf>
        </PmtInf>
    </CstmrCdtTrfInitn>
</Document>
